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Banana Oat Flour Muffins

Banana Oat Flour Muffins are a cozy, everyday bake that transforms ripe bananas into a soft, flavorful treat. The combination of mashed bananas, oat flour, and brown sugar creates a naturally sweet, moist, and tender crumb. A hint of cinnamon and vanilla rounds out the flavor, giving every bite warmth and comfort.
What makes these muffins special is their balance of texture and flavor. Oat flour provides a hearty, nutty base while the bananas keep the muffins soft and moist. Optional toppings like chocolate chips, walnuts, or sliced almonds add crunch and contrast, making the muffins feel both wholesome and indulgent.
Inspired by Caribbean and Trini-style home baking, this recipe is practical and budget-friendly. It’s a great way to use overripe bananas and pantry staples, while also being freezer-friendly, easy to portion for meal prep, and perfect for breakfast, snacks, or lunchboxes. With simple ingredients and minimal prep, these muffins bring warmth, flavor, and versatility to any kitchen.

INGREDIENT DETAILS

Bananas (3–4 ripe)
Provide natural sweetness, moisture, and signature banana flavor, keeping the muffins tender.

Oat Flour (2 cups)
Gives structure and a hearty, slightly nutty texture, while keeping the crumb soft.

Melted Butter or Coconut Oil (½ cup)
Adds richness and moisture; butter gives classic flavor, coconut oil adds a subtle tropical note.

Brown Sugar (1 cup)
Sweetens naturally while contributing a light molasses flavor and depth.

Milk (¼ cup)
Helps loosen the batter for smooth consistency and proper hydration of oat flour.

Eggs (2, beaten)
Bind the ingredients together and support rise and structure.

Baking Powder (1½ tsp)
Provides lift and ensures the muffins rise evenly.

Baking Soda (½ tsp)
Works with bananas to give a soft, fluffy texture.

Salt (½ tsp)
Enhances overall flavor and balances sweetness.

Vanilla Extract (½ tsp)
Rounds out sweetness and adds warm aromatic notes.

Cinnamon (¼ tsp)
Adds gentle warmth and spice, complementing the banana flavor.

Optional Toppings
Chocolate chips, sliced almonds, chopped walnuts, or any preferred topping for added texture and flavor.

Prep Time 15 mins
Cook Time 30 mins
Total Time 45 mins
Cooking Method:
Courses: , ,
Difficulty: Beginner
Servings: 8
Description

These Banana Oat Flour Muffins are naturally sweet, moist, and easy to prepare. Perfect for breakfast, snacks, or meal prep, they can be customized with nuts, chocolate chips, or other toppings.

Ingredients
  • 3 ripe 3–4 bananas, mashed
  • 2 cups oat flour
  • 1 cup brown sugar (or 3/4 for a less sweet muffin)
  • ½ cup grapeseed, canola or coconut oil
  • ¼ cup milk
  • 2 eggs, beaten
  • 1 tsp ½ baking powder
  • ½ tsp baking soda
  • ½ tsp salt
  • ½ tsp vanilla extract
  • ¼ tsp cinnamon
    • Optional Toppings
  • Chocolate chips, sliced almonds, chopped walnuts, or toppings of choice
Instructions
  1. 1
    Preheat the oven to 350°F (175°C) and line a muffin pan with paper liners.
  2. 2
    In a large mixing bowl, mash the bananas until mostly smooth. Stir in the brown sugar, grapeseed oil, beaten eggs, cinnamon, and vanilla extract, mixing until the batter is fully incorporated and glossy.
  3. 3
    Add the oat flour, baking powder, baking soda, and salt. Stir gently until combined, then pour in the milk and mix until the batter is smooth with no dry pockets. Let the batter rest for 5–10 minutes to allow the oat flour to hydrate and thicken slightly.
  4. 4
    Fill the muffin liners about ⅔ full with batter.
  5. 5
    Sprinkle with chocolate chips, sliced almonds, or chopped walnuts as desired.
  6. 6
    Bake for 25–30 minutes, or until the tops are lightly golden and a toothpick inserted in the center comes out clean.
  7. 7
    Allow muffins to cool in the pan for a few minutes, then transfer to a wire rack to cool completely before serving.
Note

Use very ripe bananas with dark spots for maximum sweetness and flavor.

Allowing the batter to rest improves texture when using oat flour.

Store muffins in an airtight container for up to 3 days or freeze for up to 2 months.

To reduce sweetness, lower the sugar to ¾ cup.

Add shredded coconut, raisins, or citrus zest for a Caribbean-inspired variation.

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Read it online: https://teriball.maktechgroups.com/recipe/banana-oat-flour-muffins/